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X-WR-CALNAME:CalDiscovery - dallas-tx BEGIN:VEVENT SUMMARY:Alumni Awards Nominations DTSTART;VALUE=DATE:20260706 DTEND;VALUE=DATE:20261201 DTSTAMP:20260821T185809Z UID:173481-1783296000-1796083199@www.parker.edu CATEGORIES:community DESCRIPTION:Part One of Parker University's thought leadership series expl oring how 2026 Grad PLUS loan changes and other federal financial aid chan ges are shaping the future of healthcare. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Quick Answer:Beginning July 1\, 2026\, federal legislation changed how many graduate and professional students may finance their education. Amon g the most significant changes are the elimination of Federal Direct Gradu ate PLUS Loans (Grad PLUS) for future borrowers and updated federal borro wing limits.   Will graduate student loans go away entirely? Not all fed eral graduate student loans are being eliminated. Direct Unsubsidized Loan s remain available\, but with professional student loan limits and gradu ate-level caps that may not cover a student’s full Cost of Attendance.A re there plans to phase out loans for master’s and doctoral students?  The current federal policy focuses on the Grad PLUS loans and new limit s\; it does not eliminate all federal lending for graduate students.How will these changes impact me? These changes will not affect every student in the same way. The impact may depend on your degree program\, enrollmen t history\, previous federal borrowing\, and eligibility for a limited exc eption. For students in longer or clinically intensive healthcare degrees\ , the gap between federal funding and total educational costs may widen\, making early planning essential. \n \n \n \n \n \n \n \n What Changed in Federal Student Lending?Grad PLUS Loans have been largely discontinued for new borrowing after July 1\, 2026\, un less a continuing student qualifies for a limited exception. This is the c enterpiece of the Grad PLUS loan changes (2026). New annual and aggregate limits also apply to Direct Unsubsidized Loans: \n \n \n \n \n \n \n \n Student TypeAnnual LimitAggregate Limit Graduate students$20\,500$100\,000Professional students$50\,000$200\,000 \n \n \n \n A $257\,500 lifetime federal student lo an limit also applies across applicable federal loans. Students should spe ak to their Office of Financial Aid for details on their program’s loan limits. \n \n \n \n Why This MattersEvery year\, thousands of students begin graduate and professional healthcare programs with the same goal: earning the education\, clinical experience\, and cred entials needed to serve their communities and improve lives.  Students ex pect the journey to be academically demanding. What they don’t expect  is the way they finance that journey to change.  Federal student loans cover more than just tuition. They also support students’ living and ed ucational expenses while they complete demanding programs. When federal b orrowing is limited below a student’s full Cost of Attendance\, the stu dent has to determine how to pay for the remaining amount. For some\, th at difference may be manageable\, yet for others\, particularly those in l onger programs\, it may be substantial.  This new challenge is about mor e than loan availability. It affects access to advanced education\, studen ts’ ability to progress toward graduation\, and the path qualified gra duates take into the healthcare workforce.    \n \n \n \n \n \n \n \n Why Healthcare Education is DifferentHe althcare programs often require full-time\, year-round enrollment with lab oratory instruction\, clinical education\, internships\, and licensing pre paration. Such experiences are essential for developing knowledgeable\, pr actice-ready healthcare professionals. These commitments can limit outside employment and elevate living and program-related costs. When federal bor rowing is capped below the Cost of Attendance\, students must determine ho w to cover remaining expenses. Healthcare students are often financing not only their education\, but also the time required to become practice-r eady.  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Understanding Cost of Atten danceOne common misconception is that student loans are used only to pay t uition. Federal financial aid eligibility is connected to a school’s C ost of Attendance. This is an estimate of the total expenses associated wi th attending an institution for a defined academic period. Depending on t he student and program\, the Cost of Attendance may include:  tuition and fees\;housing and food\;books and supplies\;transportation\;required equi pment\;certain licensing or examination costs\; andother eligible educatio n-related expenses.The Cost of Attendance is not necessarily the amount a student will spend. It is a federally defined list of cost estimates used in determining financial aid eligibility. This distinction matters beca use the new federal loan limits may affect a student’s ability to financ e the full cost of the educational experience\, not just the amount owed d irectly to the university.  \n \n \n \n \n \n \ n \n Who May be Most Affected?The impact of the new federal bor rowing rules will vary considerably among students.  Students who may nee d a careful plan include those who:  are beginning a new graduate or prof essional program\;do not qualify for the limited transition exception\;are enrolled in longer programs\;participate in clinically intensive programs that limit outside employment\;rely on financial aid for living expenses in addition to tuition\;have already borrowed federal student loans\; orex pect their program’s Cost of Attendance to exceed the federal funding av ailable to them.No single list can determine how the law will affect an individual student. Program classification\, enrollment timing\, borrowing  history\, and other eligibility requirements must all be considered. T hat is why understanding one’s own circumstances is as important as unde rstanding broader policy change.    \n \n \n \n \n \n \n \n Four Questions Every Graduate Student Should As kWhether you are considering a graduate program or are currently enrolled\ , the following questions can help you begin evaluating the new lending la ndscape. Do I qualify for the limited exception?Continuing students should confirm whether their enrollment and borrowing history allow them to rema in temporarily under the previous federal loan rules.  How much federal student loan eligibility do I have remaining?A review of your federal bor rowing history can help you understand how annual\, aggregate\, and lifeti me limits may apply.  What is the full Cost of Attendance for my program? Look beyond tuition. Consider the estimated cost of housing\, food\, trans portation\, books\, equipment\, and other required expenses. How many acad emic terms remain before I complete my degree?The amount of education r emaining can significantly influence the size of any potential financing difference.  Students do not need to have every answer immediately. They should\, however\, begin asking these questions early enough to make thoug htful decisions before a funding concern becomes a barrier to enrollment o r completion. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Parker University’s PerspectiveChanges in federal lending are about more than financial aid. They influence educational access\, student success\, and ultimately the  future healthcare workforce. Colleges and universities therefore have a responsibility to communicate clearly about what has changed and to help students understand what the new rules may mean for their individual educa tional journeys. At Parker University\, we believe students deserve accu rate information\, thoughtful guidance\, and the opportunity to make in formed decisions as the higher education financing landscape evolves. We also recognize that no two students arrive with the same educational plans \, financial circumstances\, or borrowing history. General information is an important starting point\, but individualized conversations are esse ntial to our students’ success. \n \n \n \n \n \n \n \n Looking AheadUnderstanding the new federal borrowing rules is only the beginning.  In the next article in our Financing the F uture of Healthcare Education series\, we’ll explore another importan t question:  When federal student loans do not cover the full cost of gra duate education\, what funding options should students consider? What are the alternatives to Grad PLUS loans?  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Frequently Asked Questions What is a Grad PLUS Loan? A Grad PLUS Lo an is a federal student loan that allowed eligible graduate and profession al students to borrow additional funds up to their school’s Cost of At tendance after other financial aid had been applied. Beginning July 1\, 20 26\, Grad PLUS Loans became unavailable to graduate and professional stu dents who do not qualify for the limited exception. New students will hav e to look for alternatives to Grad PLUS loans.  Will every graduate stude nt be affected? No. The impact depends on several factors\, including pre vious borrowing\, degree program\, enrollment timing\, remaining federal l oan eligibility\, and qualification for the limited exception. Are federal student loans still available? Yes. Eligible graduate and professional s tudents may still qualify for Federal Direct Unsubsidized Loans\, subject to the applicable annual\, aggregate\, and lifetime limits.  Why might h ealthcare students experience a greater impact? Healthcare programs may r equire extensive clinical\, laboratory\, and experiential education. The se requirements can limit students’ ability to work while enrolled and c an create costs extending beyond tuition and fees.  Should prospective st udents reconsider graduate or professional education? The federal changes do not determine whether a particular degree or career path is right fo r an individual student. Prospective students should understand the cost o f their program\, review the federal assistance available to them\, an d begin financial planning early.  \n \n \n \n \n \n \n \n   This article provides general educational inform ation about federal student lending changes. Federal requirements\, progra m classifications\, and individual financial aid eligibility may vary. S tudents should consult their institution’s financial aid office and offi cial Federal Student Aid resources for guidance specific to their circumst ances. LAST-MODIFIED:20260821T185809Z URL:https://www.parker.edu/event/alumni-awards-nominations/ X-SOURCE-NAME:Parker University X-SOURCE-URL:https://www.parker.edu END:VEVENT BEGIN:VEVENT SUMMARY:Alumni Board Applications DTSTART;VALUE=DATE:20260706 DTEND;VALUE=DATE:20261102 DTSTAMP:20260821T185809Z UID:173485-1783296000-1793577599@www.parker.edu CATEGORIES:community DESCRIPTION:Part One of Parker University's thought leadership series expl oring how 2026 Grad PLUS loan changes and other federal financial aid chan ges are shaping the future of healthcare. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Quick Answer:Beginning July 1\, 2026\, federal legislation changed how many graduate and professional students may finance their education. Amon g the most significant changes are the elimination of Federal Direct Gradu ate PLUS Loans (Grad PLUS) for future borrowers and updated federal borro wing limits.   Will graduate student loans go away entirely? Not all fed eral graduate student loans are being eliminated. Direct Unsubsidized Loan s remain available\, but with professional student loan limits and gradu ate-level caps that may not cover a student’s full Cost of Attendance.A re there plans to phase out loans for master’s and doctoral students?  The current federal policy focuses on the Grad PLUS loans and new limit s\; it does not eliminate all federal lending for graduate students.How will these changes impact me? These changes will not affect every student in the same way. The impact may depend on your degree program\, enrollmen t history\, previous federal borrowing\, and eligibility for a limited exc eption. For students in longer or clinically intensive healthcare degrees\ , the gap between federal funding and total educational costs may widen\, making early planning essential. \n \n \n \n \n \n \n \n What Changed in Federal Student Lending?Grad PLUS Loans have been largely discontinued for new borrowing after July 1\, 2026\, un less a continuing student qualifies for a limited exception. This is the c enterpiece of the Grad PLUS loan changes (2026). New annual and aggregate limits also apply to Direct Unsubsidized Loans: \n \n \n \n \n \n \n \n Student TypeAnnual LimitAggregate Limit Graduate students$20\,500$100\,000Professional students$50\,000$200\,000 \n \n \n \n A $257\,500 lifetime federal student lo an limit also applies across applicable federal loans. Students should spe ak to their Office of Financial Aid for details on their program’s loan limits. \n \n \n \n Why This MattersEvery year\, thousands of students begin graduate and professional healthcare programs with the same goal: earning the education\, clinical experience\, and cred entials needed to serve their communities and improve lives.  Students ex pect the journey to be academically demanding. What they don’t expect  is the way they finance that journey to change.  Federal student loans cover more than just tuition. They also support students’ living and ed ucational expenses while they complete demanding programs. When federal b orrowing is limited below a student’s full Cost of Attendance\, the stu dent has to determine how to pay for the remaining amount. For some\, th at difference may be manageable\, yet for others\, particularly those in l onger programs\, it may be substantial.  This new challenge is about mor e than loan availability. It affects access to advanced education\, studen ts’ ability to progress toward graduation\, and the path qualified gra duates take into the healthcare workforce.    \n \n \n \n \n \n \n \n Why Healthcare Education is DifferentHe althcare programs often require full-time\, year-round enrollment with lab oratory instruction\, clinical education\, internships\, and licensing pre paration. Such experiences are essential for developing knowledgeable\, pr actice-ready healthcare professionals. These commitments can limit outside employment and elevate living and program-related costs. When federal bor rowing is capped below the Cost of Attendance\, students must determine ho w to cover remaining expenses. Healthcare students are often financing not only their education\, but also the time required to become practice-r eady.  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Understanding Cost of Atten danceOne common misconception is that student loans are used only to pay t uition. Federal financial aid eligibility is connected to a school’s C ost of Attendance. This is an estimate of the total expenses associated wi th attending an institution for a defined academic period. Depending on t he student and program\, the Cost of Attendance may include:  tuition and fees\;housing and food\;books and supplies\;transportation\;required equi pment\;certain licensing or examination costs\; andother eligible educatio n-related expenses.The Cost of Attendance is not necessarily the amount a student will spend. It is a federally defined list of cost estimates used in determining financial aid eligibility. This distinction matters beca use the new federal loan limits may affect a student’s ability to financ e the full cost of the educational experience\, not just the amount owed d irectly to the university.  \n \n \n \n \n \n \ n \n Who May be Most Affected?The impact of the new federal bor rowing rules will vary considerably among students.  Students who may nee d a careful plan include those who:  are beginning a new graduate or prof essional program\;do not qualify for the limited transition exception\;are enrolled in longer programs\;participate in clinically intensive programs that limit outside employment\;rely on financial aid for living expenses in addition to tuition\;have already borrowed federal student loans\; orex pect their program’s Cost of Attendance to exceed the federal funding av ailable to them.No single list can determine how the law will affect an individual student. Program classification\, enrollment timing\, borrowing  history\, and other eligibility requirements must all be considered. T hat is why understanding one’s own circumstances is as important as unde rstanding broader policy change.    \n \n \n \n \n \n \n \n Four Questions Every Graduate Student Should As kWhether you are considering a graduate program or are currently enrolled\ , the following questions can help you begin evaluating the new lending la ndscape. Do I qualify for the limited exception?Continuing students should confirm whether their enrollment and borrowing history allow them to rema in temporarily under the previous federal loan rules.  How much federal student loan eligibility do I have remaining?A review of your federal bor rowing history can help you understand how annual\, aggregate\, and lifeti me limits may apply.  What is the full Cost of Attendance for my program? Look beyond tuition. Consider the estimated cost of housing\, food\, trans portation\, books\, equipment\, and other required expenses. How many acad emic terms remain before I complete my degree?The amount of education r emaining can significantly influence the size of any potential financing difference.  Students do not need to have every answer immediately. They should\, however\, begin asking these questions early enough to make thoug htful decisions before a funding concern becomes a barrier to enrollment o r completion. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Parker University’s PerspectiveChanges in federal lending are about more than financial aid. They influence educational access\, student success\, and ultimately the  future healthcare workforce. Colleges and universities therefore have a responsibility to communicate clearly about what has changed and to help students understand what the new rules may mean for their individual educa tional journeys. At Parker University\, we believe students deserve accu rate information\, thoughtful guidance\, and the opportunity to make in formed decisions as the higher education financing landscape evolves. We also recognize that no two students arrive with the same educational plans \, financial circumstances\, or borrowing history. General information is an important starting point\, but individualized conversations are esse ntial to our students’ success. \n \n \n \n \n \n \n \n Looking AheadUnderstanding the new federal borrowing rules is only the beginning.  In the next article in our Financing the F uture of Healthcare Education series\, we’ll explore another importan t question:  When federal student loans do not cover the full cost of gra duate education\, what funding options should students consider? What are the alternatives to Grad PLUS loans?  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Frequently Asked Questions What is a Grad PLUS Loan? A Grad PLUS Lo an is a federal student loan that allowed eligible graduate and profession al students to borrow additional funds up to their school’s Cost of At tendance after other financial aid had been applied. Beginning July 1\, 20 26\, Grad PLUS Loans became unavailable to graduate and professional stu dents who do not qualify for the limited exception. New students will hav e to look for alternatives to Grad PLUS loans.  Will every graduate stude nt be affected? No. The impact depends on several factors\, including pre vious borrowing\, degree program\, enrollment timing\, remaining federal l oan eligibility\, and qualification for the limited exception. Are federal student loans still available? Yes. Eligible graduate and professional s tudents may still qualify for Federal Direct Unsubsidized Loans\, subject to the applicable annual\, aggregate\, and lifetime limits.  Why might h ealthcare students experience a greater impact? Healthcare programs may r equire extensive clinical\, laboratory\, and experiential education. The se requirements can limit students’ ability to work while enrolled and c an create costs extending beyond tuition and fees.  Should prospective st udents reconsider graduate or professional education? The federal changes do not determine whether a particular degree or career path is right fo r an individual student. Prospective students should understand the cost o f their program\, review the federal assistance available to them\, an d begin financial planning early.  \n \n \n \n \n \n \n \n   This article provides general educational inform ation about federal student lending changes. Federal requirements\, progra m classifications\, and individual financial aid eligibility may vary. S tudents should consult their institution’s financial aid office and offi cial Federal Student Aid resources for guidance specific to their circumst ances. LAST-MODIFIED:20260821T185809Z URL:https://www.parker.edu/event/alumni-board-applications/ X-SOURCE-NAME:Parker University X-SOURCE-URL:https://www.parker.edu END:VEVENT BEGIN:VEVENT SUMMARY:Homecoming Golf Tournament DTSTART:20261001T120000Z DTEND:20261001T180000Z DTSTAMP:20260821T185809Z UID:173494-1790838000-1790859600@www.parker.edu CATEGORIES:sports DESCRIPTION:Part One of Parker University's thought leadership series expl oring how 2026 Grad PLUS loan changes and other federal financial aid chan ges are shaping the future of healthcare. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Quick Answer:Beginning July 1\, 2026\, federal legislation changed how many graduate and professional students may finance their education. Amon g the most significant changes are the elimination of Federal Direct Gradu ate PLUS Loans (Grad PLUS) for future borrowers and updated federal borro wing limits.   Will graduate student loans go away entirely? Not all fed eral graduate student loans are being eliminated. Direct Unsubsidized Loan s remain available\, but with professional student loan limits and gradu ate-level caps that may not cover a student’s full Cost of Attendance.A re there plans to phase out loans for master’s and doctoral students?  The current federal policy focuses on the Grad PLUS loans and new limit s\; it does not eliminate all federal lending for graduate students.How will these changes impact me? These changes will not affect every student in the same way. The impact may depend on your degree program\, enrollmen t history\, previous federal borrowing\, and eligibility for a limited exc eption. For students in longer or clinically intensive healthcare degrees\ , the gap between federal funding and total educational costs may widen\, making early planning essential. \n \n \n \n \n \n \n \n What Changed in Federal Student Lending?Grad PLUS Loans have been largely discontinued for new borrowing after July 1\, 2026\, un less a continuing student qualifies for a limited exception. This is the c enterpiece of the Grad PLUS loan changes (2026). New annual and aggregate limits also apply to Direct Unsubsidized Loans: \n \n \n \n \n \n \n \n Student TypeAnnual LimitAggregate Limit Graduate students$20\,500$100\,000Professional students$50\,000$200\,000 \n \n \n \n A $257\,500 lifetime federal student lo an limit also applies across applicable federal loans. Students should spe ak to their Office of Financial Aid for details on their program’s loan limits. \n \n \n \n Why This MattersEvery year\, thousands of students begin graduate and professional healthcare programs with the same goal: earning the education\, clinical experience\, and cred entials needed to serve their communities and improve lives.  Students ex pect the journey to be academically demanding. What they don’t expect  is the way they finance that journey to change.  Federal student loans cover more than just tuition. They also support students’ living and ed ucational expenses while they complete demanding programs. When federal b orrowing is limited below a student’s full Cost of Attendance\, the stu dent has to determine how to pay for the remaining amount. For some\, th at difference may be manageable\, yet for others\, particularly those in l onger programs\, it may be substantial.  This new challenge is about mor e than loan availability. It affects access to advanced education\, studen ts’ ability to progress toward graduation\, and the path qualified gra duates take into the healthcare workforce.    \n \n \n \n \n \n \n \n Why Healthcare Education is DifferentHe althcare programs often require full-time\, year-round enrollment with lab oratory instruction\, clinical education\, internships\, and licensing pre paration. Such experiences are essential for developing knowledgeable\, pr actice-ready healthcare professionals. These commitments can limit outside employment and elevate living and program-related costs. When federal bor rowing is capped below the Cost of Attendance\, students must determine ho w to cover remaining expenses. Healthcare students are often financing not only their education\, but also the time required to become practice-r eady.  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Understanding Cost of Atten danceOne common misconception is that student loans are used only to pay t uition. Federal financial aid eligibility is connected to a school’s C ost of Attendance. This is an estimate of the total expenses associated wi th attending an institution for a defined academic period. Depending on t he student and program\, the Cost of Attendance may include:  tuition and fees\;housing and food\;books and supplies\;transportation\;required equi pment\;certain licensing or examination costs\; andother eligible educatio n-related expenses.The Cost of Attendance is not necessarily the amount a student will spend. It is a federally defined list of cost estimates used in determining financial aid eligibility. This distinction matters beca use the new federal loan limits may affect a student’s ability to financ e the full cost of the educational experience\, not just the amount owed d irectly to the university.  \n \n \n \n \n \n \ n \n Who May be Most Affected?The impact of the new federal bor rowing rules will vary considerably among students.  Students who may nee d a careful plan include those who:  are beginning a new graduate or prof essional program\;do not qualify for the limited transition exception\;are enrolled in longer programs\;participate in clinically intensive programs that limit outside employment\;rely on financial aid for living expenses in addition to tuition\;have already borrowed federal student loans\; orex pect their program’s Cost of Attendance to exceed the federal funding av ailable to them.No single list can determine how the law will affect an individual student. Program classification\, enrollment timing\, borrowing  history\, and other eligibility requirements must all be considered. T hat is why understanding one’s own circumstances is as important as unde rstanding broader policy change.    \n \n \n \n \n \n \n \n Four Questions Every Graduate Student Should As kWhether you are considering a graduate program or are currently enrolled\ , the following questions can help you begin evaluating the new lending la ndscape. Do I qualify for the limited exception?Continuing students should confirm whether their enrollment and borrowing history allow them to rema in temporarily under the previous federal loan rules.  How much federal student loan eligibility do I have remaining?A review of your federal bor rowing history can help you understand how annual\, aggregate\, and lifeti me limits may apply.  What is the full Cost of Attendance for my program? Look beyond tuition. Consider the estimated cost of housing\, food\, trans portation\, books\, equipment\, and other required expenses. How many acad emic terms remain before I complete my degree?The amount of education r emaining can significantly influence the size of any potential financing difference.  Students do not need to have every answer immediately. They should\, however\, begin asking these questions early enough to make thoug htful decisions before a funding concern becomes a barrier to enrollment o r completion. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Parker University’s PerspectiveChanges in federal lending are about more than financial aid. They influence educational access\, student success\, and ultimately the  future healthcare workforce. Colleges and universities therefore have a responsibility to communicate clearly about what has changed and to help students understand what the new rules may mean for their individual educa tional journeys. At Parker University\, we believe students deserve accu rate information\, thoughtful guidance\, and the opportunity to make in formed decisions as the higher education financing landscape evolves. We also recognize that no two students arrive with the same educational plans \, financial circumstances\, or borrowing history. General information is an important starting point\, but individualized conversations are esse ntial to our students’ success. \n \n \n \n \n \n \n \n Looking AheadUnderstanding the new federal borrowing rules is only the beginning.  In the next article in our Financing the F uture of Healthcare Education series\, we’ll explore another importan t question:  When federal student loans do not cover the full cost of gra duate education\, what funding options should students consider? What are the alternatives to Grad PLUS loans?  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Frequently Asked Questions What is a Grad PLUS Loan? A Grad PLUS Lo an is a federal student loan that allowed eligible graduate and profession al students to borrow additional funds up to their school’s Cost of At tendance after other financial aid had been applied. Beginning July 1\, 20 26\, Grad PLUS Loans became unavailable to graduate and professional stu dents who do not qualify for the limited exception. New students will hav e to look for alternatives to Grad PLUS loans.  Will every graduate stude nt be affected? No. The impact depends on several factors\, including pre vious borrowing\, degree program\, enrollment timing\, remaining federal l oan eligibility\, and qualification for the limited exception. Are federal student loans still available? Yes. Eligible graduate and professional s tudents may still qualify for Federal Direct Unsubsidized Loans\, subject to the applicable annual\, aggregate\, and lifetime limits.  Why might h ealthcare students experience a greater impact? Healthcare programs may r equire extensive clinical\, laboratory\, and experiential education. The se requirements can limit students’ ability to work while enrolled and c an create costs extending beyond tuition and fees.  Should prospective st udents reconsider graduate or professional education? The federal changes do not determine whether a particular degree or career path is right fo r an individual student. Prospective students should understand the cost o f their program\, review the federal assistance available to them\, an d begin financial planning early.  \n \n \n \n \n \n \n \n   This article provides general educational inform ation about federal student lending changes. Federal requirements\, progra m classifications\, and individual financial aid eligibility may vary. S tudents should consult their institution’s financial aid office and offi cial Federal Student Aid resources for guidance specific to their circumst ances. LAST-MODIFIED:20260821T185809Z LOCATION:The Creeks Course at Indian Creek Golf Club\, 1650 W Frankford Rd \, Carrollton\, TX\, United States URL:https://www.parker.edu/event/homecoming-golf-tournament/ X-SOURCE-NAME:Parker University X-SOURCE-URL:https://www.parker.edu END:VEVENT BEGIN:VEVENT SUMMARY:Parker Power Weekend DTSTART;VALUE=DATE:20261002 DTEND;VALUE=DATE:20261003 DTSTAMP:20260821T185809Z UID:127799-1790899200-1790985599@www.parker.edu CATEGORIES:education DESCRIPTION:Part One of Parker University's thought leadership series expl oring how 2026 Grad PLUS loan changes and other federal financial aid chan ges are shaping the future of healthcare. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Quick Answer:Beginning July 1\, 2026\, federal legislation changed how many graduate and professional students may finance their education. Amon g the most significant changes are the elimination of Federal Direct Gradu ate PLUS Loans (Grad PLUS) for future borrowers and updated federal borro wing limits.   Will graduate student loans go away entirely? Not all fed eral graduate student loans are being eliminated. Direct Unsubsidized Loan s remain available\, but with professional student loan limits and gradu ate-level caps that may not cover a student’s full Cost of Attendance.A re there plans to phase out loans for master’s and doctoral students?  The current federal policy focuses on the Grad PLUS loans and new limit s\; it does not eliminate all federal lending for graduate students.How will these changes impact me? These changes will not affect every student in the same way. The impact may depend on your degree program\, enrollmen t history\, previous federal borrowing\, and eligibility for a limited exc eption. For students in longer or clinically intensive healthcare degrees\ , the gap between federal funding and total educational costs may widen\, making early planning essential. \n \n \n \n \n \n \n \n What Changed in Federal Student Lending?Grad PLUS Loans have been largely discontinued for new borrowing after July 1\, 2026\, un less a continuing student qualifies for a limited exception. This is the c enterpiece of the Grad PLUS loan changes (2026). New annual and aggregate limits also apply to Direct Unsubsidized Loans: \n \n \n \n \n \n \n \n Student TypeAnnual LimitAggregate Limit Graduate students$20\,500$100\,000Professional students$50\,000$200\,000 \n \n \n \n A $257\,500 lifetime federal student lo an limit also applies across applicable federal loans. Students should spe ak to their Office of Financial Aid for details on their program’s loan limits. \n \n \n \n Why This MattersEvery year\, thousands of students begin graduate and professional healthcare programs with the same goal: earning the education\, clinical experience\, and cred entials needed to serve their communities and improve lives.  Students ex pect the journey to be academically demanding. What they don’t expect  is the way they finance that journey to change.  Federal student loans cover more than just tuition. They also support students’ living and ed ucational expenses while they complete demanding programs. When federal b orrowing is limited below a student’s full Cost of Attendance\, the stu dent has to determine how to pay for the remaining amount. For some\, th at difference may be manageable\, yet for others\, particularly those in l onger programs\, it may be substantial.  This new challenge is about mor e than loan availability. It affects access to advanced education\, studen ts’ ability to progress toward graduation\, and the path qualified gra duates take into the healthcare workforce.    \n \n \n \n \n \n \n \n Why Healthcare Education is DifferentHe althcare programs often require full-time\, year-round enrollment with lab oratory instruction\, clinical education\, internships\, and licensing pre paration. Such experiences are essential for developing knowledgeable\, pr actice-ready healthcare professionals. These commitments can limit outside employment and elevate living and program-related costs. When federal bor rowing is capped below the Cost of Attendance\, students must determine ho w to cover remaining expenses. Healthcare students are often financing not only their education\, but also the time required to become practice-r eady.  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Understanding Cost of Atten danceOne common misconception is that student loans are used only to pay t uition. Federal financial aid eligibility is connected to a school’s C ost of Attendance. This is an estimate of the total expenses associated wi th attending an institution for a defined academic period. Depending on t he student and program\, the Cost of Attendance may include:  tuition and fees\;housing and food\;books and supplies\;transportation\;required equi pment\;certain licensing or examination costs\; andother eligible educatio n-related expenses.The Cost of Attendance is not necessarily the amount a student will spend. It is a federally defined list of cost estimates used in determining financial aid eligibility. This distinction matters beca use the new federal loan limits may affect a student’s ability to financ e the full cost of the educational experience\, not just the amount owed d irectly to the university.  \n \n \n \n \n \n \ n \n Who May be Most Affected?The impact of the new federal bor rowing rules will vary considerably among students.  Students who may nee d a careful plan include those who:  are beginning a new graduate or prof essional program\;do not qualify for the limited transition exception\;are enrolled in longer programs\;participate in clinically intensive programs that limit outside employment\;rely on financial aid for living expenses in addition to tuition\;have already borrowed federal student loans\; orex pect their program’s Cost of Attendance to exceed the federal funding av ailable to them.No single list can determine how the law will affect an individual student. Program classification\, enrollment timing\, borrowing  history\, and other eligibility requirements must all be considered. T hat is why understanding one’s own circumstances is as important as unde rstanding broader policy change.    \n \n \n \n \n \n \n \n Four Questions Every Graduate Student Should As kWhether you are considering a graduate program or are currently enrolled\ , the following questions can help you begin evaluating the new lending la ndscape. Do I qualify for the limited exception?Continuing students should confirm whether their enrollment and borrowing history allow them to rema in temporarily under the previous federal loan rules.  How much federal student loan eligibility do I have remaining?A review of your federal bor rowing history can help you understand how annual\, aggregate\, and lifeti me limits may apply.  What is the full Cost of Attendance for my program? Look beyond tuition. Consider the estimated cost of housing\, food\, trans portation\, books\, equipment\, and other required expenses. How many acad emic terms remain before I complete my degree?The amount of education r emaining can significantly influence the size of any potential financing difference.  Students do not need to have every answer immediately. They should\, however\, begin asking these questions early enough to make thoug htful decisions before a funding concern becomes a barrier to enrollment o r completion. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Parker University’s PerspectiveChanges in federal lending are about more than financial aid. They influence educational access\, student success\, and ultimately the  future healthcare workforce. Colleges and universities therefore have a responsibility to communicate clearly about what has changed and to help students understand what the new rules may mean for their individual educa tional journeys. At Parker University\, we believe students deserve accu rate information\, thoughtful guidance\, and the opportunity to make in formed decisions as the higher education financing landscape evolves. We also recognize that no two students arrive with the same educational plans \, financial circumstances\, or borrowing history. General information is an important starting point\, but individualized conversations are esse ntial to our students’ success. \n \n \n \n \n \n \n \n Looking AheadUnderstanding the new federal borrowing rules is only the beginning.  In the next article in our Financing the F uture of Healthcare Education series\, we’ll explore another importan t question:  When federal student loans do not cover the full cost of gra duate education\, what funding options should students consider? What are the alternatives to Grad PLUS loans?  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Frequently Asked Questions What is a Grad PLUS Loan? A Grad PLUS Lo an is a federal student loan that allowed eligible graduate and profession al students to borrow additional funds up to their school’s Cost of At tendance after other financial aid had been applied. Beginning July 1\, 20 26\, Grad PLUS Loans became unavailable to graduate and professional stu dents who do not qualify for the limited exception. New students will hav e to look for alternatives to Grad PLUS loans.  Will every graduate stude nt be affected? No. The impact depends on several factors\, including pre vious borrowing\, degree program\, enrollment timing\, remaining federal l oan eligibility\, and qualification for the limited exception. Are federal student loans still available? Yes. Eligible graduate and professional s tudents may still qualify for Federal Direct Unsubsidized Loans\, subject to the applicable annual\, aggregate\, and lifetime limits.  Why might h ealthcare students experience a greater impact? Healthcare programs may r equire extensive clinical\, laboratory\, and experiential education. The se requirements can limit students’ ability to work while enrolled and c an create costs extending beyond tuition and fees.  Should prospective st udents reconsider graduate or professional education? The federal changes do not determine whether a particular degree or career path is right fo r an individual student. Prospective students should understand the cost o f their program\, review the federal assistance available to them\, an d begin financial planning early.  \n \n \n \n \n \n \n \n   This article provides general educational inform ation about federal student lending changes. Federal requirements\, progra m classifications\, and individual financial aid eligibility may vary. S tudents should consult their institution’s financial aid office and offi cial Federal Student Aid resources for guidance specific to their circumst ances. LAST-MODIFIED:20260821T185809Z LOCATION:Parker University South Building\, 2540 Walnut Hill Ln\, Dallas\, TX\, 75229 URL:https://www.parker.edu/event/parker-power-weekend-october-2025/ X-SOURCE-NAME:Parker University X-SOURCE-URL:https://www.parker.edu END:VEVENT BEGIN:VEVENT SUMMARY:Century Club Brick Laying Ceremony DTSTART:20261002T163000Z DTEND:20261002T173000Z DTSTAMP:20260821T185809Z UID:173491-1790940600-1790944200@www.parker.edu CATEGORIES:community DESCRIPTION:Part One of Parker University's thought leadership series expl oring how 2026 Grad PLUS loan changes and other federal financial aid chan ges are shaping the future of healthcare. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Quick Answer:Beginning July 1\, 2026\, federal legislation changed how many graduate and professional students may finance their education. Amon g the most significant changes are the elimination of Federal Direct Gradu ate PLUS Loans (Grad PLUS) for future borrowers and updated federal borro wing limits.   Will graduate student loans go away entirely? Not all fed eral graduate student loans are being eliminated. Direct Unsubsidized Loan s remain available\, but with professional student loan limits and gradu ate-level caps that may not cover a student’s full Cost of Attendance.A re there plans to phase out loans for master’s and doctoral students?  The current federal policy focuses on the Grad PLUS loans and new limit s\; it does not eliminate all federal lending for graduate students.How will these changes impact me? These changes will not affect every student in the same way. The impact may depend on your degree program\, enrollmen t history\, previous federal borrowing\, and eligibility for a limited exc eption. For students in longer or clinically intensive healthcare degrees\ , the gap between federal funding and total educational costs may widen\, making early planning essential. \n \n \n \n \n \n \n \n What Changed in Federal Student Lending?Grad PLUS Loans have been largely discontinued for new borrowing after July 1\, 2026\, un less a continuing student qualifies for a limited exception. This is the c enterpiece of the Grad PLUS loan changes (2026). New annual and aggregate limits also apply to Direct Unsubsidized Loans: \n \n \n \n \n \n \n \n Student TypeAnnual LimitAggregate Limit Graduate students$20\,500$100\,000Professional students$50\,000$200\,000 \n \n \n \n A $257\,500 lifetime federal student lo an limit also applies across applicable federal loans. Students should spe ak to their Office of Financial Aid for details on their program’s loan limits. \n \n \n \n Why This MattersEvery year\, thousands of students begin graduate and professional healthcare programs with the same goal: earning the education\, clinical experience\, and cred entials needed to serve their communities and improve lives.  Students ex pect the journey to be academically demanding. What they don’t expect  is the way they finance that journey to change.  Federal student loans cover more than just tuition. They also support students’ living and ed ucational expenses while they complete demanding programs. When federal b orrowing is limited below a student’s full Cost of Attendance\, the stu dent has to determine how to pay for the remaining amount. For some\, th at difference may be manageable\, yet for others\, particularly those in l onger programs\, it may be substantial.  This new challenge is about mor e than loan availability. It affects access to advanced education\, studen ts’ ability to progress toward graduation\, and the path qualified gra duates take into the healthcare workforce.    \n \n \n \n \n \n \n \n Why Healthcare Education is DifferentHe althcare programs often require full-time\, year-round enrollment with lab oratory instruction\, clinical education\, internships\, and licensing pre paration. Such experiences are essential for developing knowledgeable\, pr actice-ready healthcare professionals. These commitments can limit outside employment and elevate living and program-related costs. When federal bor rowing is capped below the Cost of Attendance\, students must determine ho w to cover remaining expenses. Healthcare students are often financing not only their education\, but also the time required to become practice-r eady.  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Understanding Cost of Atten danceOne common misconception is that student loans are used only to pay t uition. Federal financial aid eligibility is connected to a school’s C ost of Attendance. This is an estimate of the total expenses associated wi th attending an institution for a defined academic period. Depending on t he student and program\, the Cost of Attendance may include:  tuition and fees\;housing and food\;books and supplies\;transportation\;required equi pment\;certain licensing or examination costs\; andother eligible educatio n-related expenses.The Cost of Attendance is not necessarily the amount a student will spend. It is a federally defined list of cost estimates used in determining financial aid eligibility. This distinction matters beca use the new federal loan limits may affect a student’s ability to financ e the full cost of the educational experience\, not just the amount owed d irectly to the university.  \n \n \n \n \n \n \ n \n Who May be Most Affected?The impact of the new federal bor rowing rules will vary considerably among students.  Students who may nee d a careful plan include those who:  are beginning a new graduate or prof essional program\;do not qualify for the limited transition exception\;are enrolled in longer programs\;participate in clinically intensive programs that limit outside employment\;rely on financial aid for living expenses in addition to tuition\;have already borrowed federal student loans\; orex pect their program’s Cost of Attendance to exceed the federal funding av ailable to them.No single list can determine how the law will affect an individual student. Program classification\, enrollment timing\, borrowing  history\, and other eligibility requirements must all be considered. T hat is why understanding one’s own circumstances is as important as unde rstanding broader policy change.    \n \n \n \n \n \n \n \n Four Questions Every Graduate Student Should As kWhether you are considering a graduate program or are currently enrolled\ , the following questions can help you begin evaluating the new lending la ndscape. Do I qualify for the limited exception?Continuing students should confirm whether their enrollment and borrowing history allow them to rema in temporarily under the previous federal loan rules.  How much federal student loan eligibility do I have remaining?A review of your federal bor rowing history can help you understand how annual\, aggregate\, and lifeti me limits may apply.  What is the full Cost of Attendance for my program? Look beyond tuition. Consider the estimated cost of housing\, food\, trans portation\, books\, equipment\, and other required expenses. How many acad emic terms remain before I complete my degree?The amount of education r emaining can significantly influence the size of any potential financing difference.  Students do not need to have every answer immediately. They should\, however\, begin asking these questions early enough to make thoug htful decisions before a funding concern becomes a barrier to enrollment o r completion. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Parker University’s PerspectiveChanges in federal lending are about more than financial aid. They influence educational access\, student success\, and ultimately the  future healthcare workforce. Colleges and universities therefore have a responsibility to communicate clearly about what has changed and to help students understand what the new rules may mean for their individual educa tional journeys. At Parker University\, we believe students deserve accu rate information\, thoughtful guidance\, and the opportunity to make in formed decisions as the higher education financing landscape evolves. We also recognize that no two students arrive with the same educational plans \, financial circumstances\, or borrowing history. General information is an important starting point\, but individualized conversations are esse ntial to our students’ success. \n \n \n \n \n \n \n \n Looking AheadUnderstanding the new federal borrowing rules is only the beginning.  In the next article in our Financing the F uture of Healthcare Education series\, we’ll explore another importan t question:  When federal student loans do not cover the full cost of gra duate education\, what funding options should students consider? What are the alternatives to Grad PLUS loans?  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Frequently Asked Questions What is a Grad PLUS Loan? A Grad PLUS Lo an is a federal student loan that allowed eligible graduate and profession al students to borrow additional funds up to their school’s Cost of At tendance after other financial aid had been applied. Beginning July 1\, 20 26\, Grad PLUS Loans became unavailable to graduate and professional stu dents who do not qualify for the limited exception. New students will hav e to look for alternatives to Grad PLUS loans.  Will every graduate stude nt be affected? No. The impact depends on several factors\, including pre vious borrowing\, degree program\, enrollment timing\, remaining federal l oan eligibility\, and qualification for the limited exception. Are federal student loans still available? Yes. Eligible graduate and professional s tudents may still qualify for Federal Direct Unsubsidized Loans\, subject to the applicable annual\, aggregate\, and lifetime limits.  Why might h ealthcare students experience a greater impact? Healthcare programs may r equire extensive clinical\, laboratory\, and experiential education. The se requirements can limit students’ ability to work while enrolled and c an create costs extending beyond tuition and fees.  Should prospective st udents reconsider graduate or professional education? The federal changes do not determine whether a particular degree or career path is right fo r an individual student. Prospective students should understand the cost o f their program\, review the federal assistance available to them\, an d begin financial planning early.  \n \n \n \n \n \n \n \n   This article provides general educational inform ation about federal student lending changes. Federal requirements\, progra m classifications\, and individual financial aid eligibility may vary. S tudents should consult their institution’s financial aid office and offi cial Federal Student Aid resources for guidance specific to their circumst ances. LAST-MODIFIED:20260821T185809Z LOCATION:Parker University Campus\, 2540 Walnut Hill Ln\, Dallas\, TX\, 75 229\, United States URL:https://www.parker.edu/event/century-club-brick-laying-ceremony/ X-SOURCE-NAME:Parker University X-SOURCE-URL:https://www.parker.edu END:VEVENT BEGIN:VEVENT SUMMARY:Class Reunion Dinners DTSTART:20261002T233000Z DTEND:20261003T030000Z DTSTAMP:20260821T185809Z UID:173488-1790965800-1790978400@www.parker.edu CATEGORIES:community DESCRIPTION:Part One of Parker University's thought leadership series expl oring how 2026 Grad PLUS loan changes and other federal financial aid chan ges are shaping the future of healthcare. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Quick Answer:Beginning July 1\, 2026\, federal legislation changed how many graduate and professional students may finance their education. Amon g the most significant changes are the elimination of Federal Direct Gradu ate PLUS Loans (Grad PLUS) for future borrowers and updated federal borro wing limits.   Will graduate student loans go away entirely? Not all fed eral graduate student loans are being eliminated. Direct Unsubsidized Loan s remain available\, but with professional student loan limits and gradu ate-level caps that may not cover a student’s full Cost of Attendance.A re there plans to phase out loans for master’s and doctoral students?  The current federal policy focuses on the Grad PLUS loans and new limit s\; it does not eliminate all federal lending for graduate students.How will these changes impact me? These changes will not affect every student in the same way. The impact may depend on your degree program\, enrollmen t history\, previous federal borrowing\, and eligibility for a limited exc eption. For students in longer or clinically intensive healthcare degrees\ , the gap between federal funding and total educational costs may widen\, making early planning essential. \n \n \n \n \n \n \n \n What Changed in Federal Student Lending?Grad PLUS Loans have been largely discontinued for new borrowing after July 1\, 2026\, un less a continuing student qualifies for a limited exception. This is the c enterpiece of the Grad PLUS loan changes (2026). New annual and aggregate limits also apply to Direct Unsubsidized Loans: \n \n \n \n \n \n \n \n Student TypeAnnual LimitAggregate Limit Graduate students$20\,500$100\,000Professional students$50\,000$200\,000 \n \n \n \n A $257\,500 lifetime federal student lo an limit also applies across applicable federal loans. Students should spe ak to their Office of Financial Aid for details on their program’s loan limits. \n \n \n \n Why This MattersEvery year\, thousands of students begin graduate and professional healthcare programs with the same goal: earning the education\, clinical experience\, and cred entials needed to serve their communities and improve lives.  Students ex pect the journey to be academically demanding. What they don’t expect  is the way they finance that journey to change.  Federal student loans cover more than just tuition. They also support students’ living and ed ucational expenses while they complete demanding programs. When federal b orrowing is limited below a student’s full Cost of Attendance\, the stu dent has to determine how to pay for the remaining amount. For some\, th at difference may be manageable\, yet for others\, particularly those in l onger programs\, it may be substantial.  This new challenge is about mor e than loan availability. It affects access to advanced education\, studen ts’ ability to progress toward graduation\, and the path qualified gra duates take into the healthcare workforce.    \n \n \n \n \n \n \n \n Why Healthcare Education is DifferentHe althcare programs often require full-time\, year-round enrollment with lab oratory instruction\, clinical education\, internships\, and licensing pre paration. Such experiences are essential for developing knowledgeable\, pr actice-ready healthcare professionals. These commitments can limit outside employment and elevate living and program-related costs. When federal bor rowing is capped below the Cost of Attendance\, students must determine ho w to cover remaining expenses. Healthcare students are often financing not only their education\, but also the time required to become practice-r eady.  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Understanding Cost of Atten danceOne common misconception is that student loans are used only to pay t uition. Federal financial aid eligibility is connected to a school’s C ost of Attendance. This is an estimate of the total expenses associated wi th attending an institution for a defined academic period. Depending on t he student and program\, the Cost of Attendance may include:  tuition and fees\;housing and food\;books and supplies\;transportation\;required equi pment\;certain licensing or examination costs\; andother eligible educatio n-related expenses.The Cost of Attendance is not necessarily the amount a student will spend. It is a federally defined list of cost estimates used in determining financial aid eligibility. This distinction matters beca use the new federal loan limits may affect a student’s ability to financ e the full cost of the educational experience\, not just the amount owed d irectly to the university.  \n \n \n \n \n \n \ n \n Who May be Most Affected?The impact of the new federal bor rowing rules will vary considerably among students.  Students who may nee d a careful plan include those who:  are beginning a new graduate or prof essional program\;do not qualify for the limited transition exception\;are enrolled in longer programs\;participate in clinically intensive programs that limit outside employment\;rely on financial aid for living expenses in addition to tuition\;have already borrowed federal student loans\; orex pect their program’s Cost of Attendance to exceed the federal funding av ailable to them.No single list can determine how the law will affect an individual student. Program classification\, enrollment timing\, borrowing  history\, and other eligibility requirements must all be considered. T hat is why understanding one’s own circumstances is as important as unde rstanding broader policy change.    \n \n \n \n \n \n \n \n Four Questions Every Graduate Student Should As kWhether you are considering a graduate program or are currently enrolled\ , the following questions can help you begin evaluating the new lending la ndscape. Do I qualify for the limited exception?Continuing students should confirm whether their enrollment and borrowing history allow them to rema in temporarily under the previous federal loan rules.  How much federal student loan eligibility do I have remaining?A review of your federal bor rowing history can help you understand how annual\, aggregate\, and lifeti me limits may apply.  What is the full Cost of Attendance for my program? Look beyond tuition. Consider the estimated cost of housing\, food\, trans portation\, books\, equipment\, and other required expenses. How many acad emic terms remain before I complete my degree?The amount of education r emaining can significantly influence the size of any potential financing difference.  Students do not need to have every answer immediately. They should\, however\, begin asking these questions early enough to make thoug htful decisions before a funding concern becomes a barrier to enrollment o r completion. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Parker University’s PerspectiveChanges in federal lending are about more than financial aid. They influence educational access\, student success\, and ultimately the  future healthcare workforce. Colleges and universities therefore have a responsibility to communicate clearly about what has changed and to help students understand what the new rules may mean for their individual educa tional journeys. At Parker University\, we believe students deserve accu rate information\, thoughtful guidance\, and the opportunity to make in formed decisions as the higher education financing landscape evolves. We also recognize that no two students arrive with the same educational plans \, financial circumstances\, or borrowing history. General information is an important starting point\, but individualized conversations are esse ntial to our students’ success. \n \n \n \n \n \n \n \n Looking AheadUnderstanding the new federal borrowing rules is only the beginning.  In the next article in our Financing the F uture of Healthcare Education series\, we’ll explore another importan t question:  When federal student loans do not cover the full cost of gra duate education\, what funding options should students consider? What are the alternatives to Grad PLUS loans?  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Frequently Asked Questions What is a Grad PLUS Loan? A Grad PLUS Lo an is a federal student loan that allowed eligible graduate and profession al students to borrow additional funds up to their school’s Cost of At tendance after other financial aid had been applied. Beginning July 1\, 20 26\, Grad PLUS Loans became unavailable to graduate and professional stu dents who do not qualify for the limited exception. New students will hav e to look for alternatives to Grad PLUS loans.  Will every graduate stude nt be affected? No. The impact depends on several factors\, including pre vious borrowing\, degree program\, enrollment timing\, remaining federal l oan eligibility\, and qualification for the limited exception. Are federal student loans still available? Yes. Eligible graduate and professional s tudents may still qualify for Federal Direct Unsubsidized Loans\, subject to the applicable annual\, aggregate\, and lifetime limits.  Why might h ealthcare students experience a greater impact? Healthcare programs may r equire extensive clinical\, laboratory\, and experiential education. The se requirements can limit students’ ability to work while enrolled and c an create costs extending beyond tuition and fees.  Should prospective st udents reconsider graduate or professional education? The federal changes do not determine whether a particular degree or career path is right fo r an individual student. Prospective students should understand the cost o f their program\, review the federal assistance available to them\, an d begin financial planning early.  \n \n \n \n \n \n \n \n   This article provides general educational inform ation about federal student lending changes. Federal requirements\, progra m classifications\, and individual financial aid eligibility may vary. S tudents should consult their institution’s financial aid office and offi cial Federal Student Aid resources for guidance specific to their circumst ances. LAST-MODIFIED:20260821T185809Z LOCATION:Center for Teaching and Learning (Parker University South Buildin g)\, 2540 Walnut Hill Ln\, Dallas\, TX\, United States URL:https://www.parker.edu/event/class-reunion-dinners/ X-SOURCE-NAME:Parker University X-SOURCE-URL:https://www.parker.edu END:VEVENT BEGIN:VEVENT SUMMARY:Parker Preview Day - Graduate and Undergraduate Programs DTSTART;VALUE=DATE:20261003 DTEND;VALUE=DATE:20261004 DTSTAMP:20260821T185809Z UID:60087-1790985600-1791071999@www.parker.edu CATEGORIES:education DESCRIPTION:Part One of Parker University's thought leadership series expl oring how 2026 Grad PLUS loan changes and other federal financial aid chan ges are shaping the future of healthcare. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Quick Answer:Beginning July 1\, 2026\, federal legislation changed how many graduate and professional students may finance their education. Amon g the most significant changes are the elimination of Federal Direct Gradu ate PLUS Loans (Grad PLUS) for future borrowers and updated federal borro wing limits.   Will graduate student loans go away entirely? Not all fed eral graduate student loans are being eliminated. Direct Unsubsidized Loan s remain available\, but with professional student loan limits and gradu ate-level caps that may not cover a student’s full Cost of Attendance.A re there plans to phase out loans for master’s and doctoral students?  The current federal policy focuses on the Grad PLUS loans and new limit s\; it does not eliminate all federal lending for graduate students.How will these changes impact me? These changes will not affect every student in the same way. The impact may depend on your degree program\, enrollmen t history\, previous federal borrowing\, and eligibility for a limited exc eption. For students in longer or clinically intensive healthcare degrees\ , the gap between federal funding and total educational costs may widen\, making early planning essential. \n \n \n \n \n \n \n \n What Changed in Federal Student Lending?Grad PLUS Loans have been largely discontinued for new borrowing after July 1\, 2026\, un less a continuing student qualifies for a limited exception. This is the c enterpiece of the Grad PLUS loan changes (2026). New annual and aggregate limits also apply to Direct Unsubsidized Loans: \n \n \n \n \n \n \n \n Student TypeAnnual LimitAggregate Limit Graduate students$20\,500$100\,000Professional students$50\,000$200\,000 \n \n \n \n A $257\,500 lifetime federal student lo an limit also applies across applicable federal loans. Students should spe ak to their Office of Financial Aid for details on their program’s loan limits. \n \n \n \n Why This MattersEvery year\, thousands of students begin graduate and professional healthcare programs with the same goal: earning the education\, clinical experience\, and cred entials needed to serve their communities and improve lives.  Students ex pect the journey to be academically demanding. What they don’t expect  is the way they finance that journey to change.  Federal student loans cover more than just tuition. They also support students’ living and ed ucational expenses while they complete demanding programs. When federal b orrowing is limited below a student’s full Cost of Attendance\, the stu dent has to determine how to pay for the remaining amount. For some\, th at difference may be manageable\, yet for others\, particularly those in l onger programs\, it may be substantial.  This new challenge is about mor e than loan availability. It affects access to advanced education\, studen ts’ ability to progress toward graduation\, and the path qualified gra duates take into the healthcare workforce.    \n \n \n \n \n \n \n \n Why Healthcare Education is DifferentHe althcare programs often require full-time\, year-round enrollment with lab oratory instruction\, clinical education\, internships\, and licensing pre paration. Such experiences are essential for developing knowledgeable\, pr actice-ready healthcare professionals. These commitments can limit outside employment and elevate living and program-related costs. When federal bor rowing is capped below the Cost of Attendance\, students must determine ho w to cover remaining expenses. Healthcare students are often financing not only their education\, but also the time required to become practice-r eady.  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Understanding Cost of Atten danceOne common misconception is that student loans are used only to pay t uition. Federal financial aid eligibility is connected to a school’s C ost of Attendance. This is an estimate of the total expenses associated wi th attending an institution for a defined academic period. Depending on t he student and program\, the Cost of Attendance may include:  tuition and fees\;housing and food\;books and supplies\;transportation\;required equi pment\;certain licensing or examination costs\; andother eligible educatio n-related expenses.The Cost of Attendance is not necessarily the amount a student will spend. It is a federally defined list of cost estimates used in determining financial aid eligibility. This distinction matters beca use the new federal loan limits may affect a student’s ability to financ e the full cost of the educational experience\, not just the amount owed d irectly to the university.  \n \n \n \n \n \n \ n \n Who May be Most Affected?The impact of the new federal bor rowing rules will vary considerably among students.  Students who may nee d a careful plan include those who:  are beginning a new graduate or prof essional program\;do not qualify for the limited transition exception\;are enrolled in longer programs\;participate in clinically intensive programs that limit outside employment\;rely on financial aid for living expenses in addition to tuition\;have already borrowed federal student loans\; orex pect their program’s Cost of Attendance to exceed the federal funding av ailable to them.No single list can determine how the law will affect an individual student. Program classification\, enrollment timing\, borrowing  history\, and other eligibility requirements must all be considered. T hat is why understanding one’s own circumstances is as important as unde rstanding broader policy change.    \n \n \n \n \n \n \n \n Four Questions Every Graduate Student Should As kWhether you are considering a graduate program or are currently enrolled\ , the following questions can help you begin evaluating the new lending la ndscape. Do I qualify for the limited exception?Continuing students should confirm whether their enrollment and borrowing history allow them to rema in temporarily under the previous federal loan rules.  How much federal student loan eligibility do I have remaining?A review of your federal bor rowing history can help you understand how annual\, aggregate\, and lifeti me limits may apply.  What is the full Cost of Attendance for my program? Look beyond tuition. Consider the estimated cost of housing\, food\, trans portation\, books\, equipment\, and other required expenses. How many acad emic terms remain before I complete my degree?The amount of education r emaining can significantly influence the size of any potential financing difference.  Students do not need to have every answer immediately. They should\, however\, begin asking these questions early enough to make thoug htful decisions before a funding concern becomes a barrier to enrollment o r completion. \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Parker University’s PerspectiveChanges in federal lending are about more than financial aid. They influence educational access\, student success\, and ultimately the  future healthcare workforce. Colleges and universities therefore have a responsibility to communicate clearly about what has changed and to help students understand what the new rules may mean for their individual educa tional journeys. At Parker University\, we believe students deserve accu rate information\, thoughtful guidance\, and the opportunity to make in formed decisions as the higher education financing landscape evolves. We also recognize that no two students arrive with the same educational plans \, financial circumstances\, or borrowing history. General information is an important starting point\, but individualized conversations are esse ntial to our students’ success. \n \n \n \n \n \n \n \n Looking AheadUnderstanding the new federal borrowing rules is only the beginning.  In the next article in our Financing the F uture of Healthcare Education series\, we’ll explore another importan t question:  When federal student loans do not cover the full cost of gra duate education\, what funding options should students consider? What are the alternatives to Grad PLUS loans?  \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n Frequently Asked Questions What is a Grad PLUS Loan? A Grad PLUS Lo an is a federal student loan that allowed eligible graduate and profession al students to borrow additional funds up to their school’s Cost of At tendance after other financial aid had been applied. Beginning July 1\, 20 26\, Grad PLUS Loans became unavailable to graduate and professional stu dents who do not qualify for the limited exception. New students will hav e to look for alternatives to Grad PLUS loans.  Will every graduate stude nt be affected? No. The impact depends on several factors\, including pre vious borrowing\, degree program\, enrollment timing\, remaining federal l oan eligibility\, and qualification for the limited exception. Are federal student loans still available? Yes. Eligible graduate and professional s tudents may still qualify for Federal Direct Unsubsidized Loans\, subject to the applicable annual\, aggregate\, and lifetime limits.  Why might h ealthcare students experience a greater impact? Healthcare programs may r equire extensive clinical\, laboratory\, and experiential education. The se requirements can limit students’ ability to work while enrolled and c an create costs extending beyond tuition and fees.  Should prospective st udents reconsider graduate or professional education? The federal changes do not determine whether a particular degree or career path is right fo r an individual student. Prospective students should understand the cost o f their program\, review the federal assistance available to them\, an d begin financial planning early.  \n \n \n \n \n \n \n \n   This article provides general educational inform ation about federal student lending changes. Federal requirements\, progra m classifications\, and individual financial aid eligibility may vary. S tudents should consult their institution’s financial aid office and offi cial Federal Student Aid resources for guidance specific to their circumst ances. LAST-MODIFIED:20260821T185809Z LOCATION:Parker University South Building\, 2540 Walnut Hill Ln\, Dallas\, TX\, 75229 URL:https://www.parker.edu/event/parker-preview-day-graduate-and-undergrad uate-programs/ X-SOURCE-NAME:Parker University X-SOURCE-URL:https://www.parker.edu END:VEVENT END:VCALENDAR